Liberty Leasing
Hampshire-based independent asset finance lender running hire purchase, lease and refinance across vehicles, plant, soft assets and IT. Broker-distributed with direct relationships into UK SMEs. Solid track record on cases mainstream banks decline, particularly soft-asset and used-equipment deals.
Quick routing verdict
- Product: Asset finance (hire purchase and lease).
- Ticket band: £3k to £500k.
- Decision time: 24 to 72 hours.
- Pricing: Quoted at offer.
At a glance
At a glance
- Legal entity
- Liberty Leasing Limited
- Companies House
- 04302060
- Founded
- 2001
- Product
- Asset finance (hire purchase and lease)
- Ticket range
- £3k to £500k
- Decision time
- 24 to 72 hours
- Ltd-only
- Lender accepts other structures, FundBiz routing is Ltd-only
- Last reviewed
- 2026-05-08
Why we route here
- Strong on soft assets and used-equipment cases mainstream banks reject.
- Refinance product unlocks equity in owned plant and vehicles.
- Direct underwriter access on live cases.
- Healthy Trustpilot footprint.
When we route elsewhere
- No published rates.
- Broker-led distribution; direct route is slower.
- No unsecured working capital product.
Best fit applicants
- Soft-asset HP and lease
- Asset refinance for cash release
- Used-vehicle and plant deals
Where Liberty Leasing is the wrong fit
- Pure unsecured working capital
- Sub-£3k tickets
- Self-serve fintech borrowers
If declined by Liberty Leasing
If your application to Liberty Leasing is declined, the FundBiz post-decline matcher routes by decline reason. Common alternatives in our panel are listed in the "When we route elsewhere" section above. See also our guide to why lenders decline, matched by reason.
Other panel lenders
- 365 Business Finance, Merchant cash advance
- Aldermore, Asset finance, invoice finance, commercial mortgages
- Allica Bank, SME term loan + commercial mortgage
- Bizcap, Specialist post-decline / fast cash
How we rate Liberty Leasing
This review is FundBiz's own editorial assessment, scored against a published framework. See our methodology for how we rate each lender.
FAQ
What can I borrow through Liberty Leasing?
Liberty Leasing offers asset finance (hire purchase and lease). Ticket range: £3k to £500k. Typical rate: Quoted at offer.
How long does Liberty Leasing take to decide?
24 to 72 hours
Who is Liberty Leasing the best fit for?
Soft-asset HP and lease Asset refinance for cash release Used-vehicle and plant deals
When would FundBiz route you away from Liberty Leasing?
Pure unsecured working capital Sub-£3k tickets Self-serve fintech borrowers
Run the matcher
Tell us your turnover, sector and ticket size. We score against Liberty Leasing and the wider FundBiz panel, then surface the lenders most likely to approve. Limited companies, LLPs and partnerships of 4+ only.
Open matcher →Official site: Liberty Leasing
Last reviewed: 2026-05-08. By Adam Parker. Reviewed by Oliver Mackman.