UK specialty SMB finance comparison
When a standard business loan won't work
FundBiz compares specialty SMB finance — merchant cash advance, asset finance, commercial mortgages, VAT loans, R&D advances, bridging. We match limited companies with the right product and lender, even if you've been declined elsewhere. From £5k to £5m, decisions in 24-72 hours.
Free · Soft credit search · Limited companies, LLPs and partnerships of 4+ · No fee to compare
What kind of finance do you need?
Pick a product. We pre-filter the UK lenders most likely to approve your application based on sector, turnover, and what you need the money for.
Merchant cash advance
Repay as a percentage of your card sales. £5k-£500k. Fast — 24-48 hours. Liberis, YouLend, Capify, 365.
Asset finance
Equipment, vehicles, machinery. Hire purchase or finance lease. From £5k. Close Brothers, Aldermore, Wesleyan.
Commercial mortgage
Buy your premises, refinance, owner-occupier or buy-to-let. £150k-£5m. 25-year terms. Specialist + high-street lenders.
Bridging loan
Short-term (3-18 months) property finance. £25k-£25m. Auction purchases, refurbs, chain breaks. Closed in days.
VAT loan
Spread your VAT bill over 3-12 months instead of paying HMRC in one hit. Just Cashflow, Wesleyan, Triver.
Already declined?
CCJ, missed payments, thin file, pre-revenue. Our matcher routes you to lenders who specifically approve declined applicants.
How FundBiz works
Tell us what you need
Product (MCA, asset, commercial mortgage, etc), amount, your business basics. Soft search only — no impact on your credit score.
We match the right lender
Specialty finance has narrow lender pools per product. We pre-qualify your file against the 30+ specialty lenders most likely to approve you.
Compare offers, apply, get funded
See indicative terms from matched lenders. Apply with the one that fits — typical decisions 24-72 hours, funding shortly after.
Looking for something else?
Standard business loans →
Term loans, unsecured, secured. BestBusinessLoans is our sister site for mainstream business lending.
Invoice finance →
Factoring, invoice discounting, selective. MarketInvoice is our sister site for receivables-backed finance.
Card machines + payments →
Terminals, merchant accounts, Tap to Pay. CardMachines is our sister site for payment acceptance.