Compare UK business finance providers
Compare UK business finance providers side by side, from the lenders we list. Each comparison covers product type, ticket band, typical rate, decision time, soft-search and eligibility. Built for limited companies, LLPs and partnerships with four or more partners. For the full set grouped by cluster, see all comparisons.
Top matchups
| Comparison | Why it matters |
|---|---|
| Allica Bank vs iwoca | Challenger bank structured term vs fintech short-term cashflow. |
| Funding Circle vs iwoca | Marketplace term loan vs fintech short-term cashflow facility. |
| Allica Bank vs Funding Circle | PRA challenger bank vs marketplace term loan. |
| Aldermore vs Allica Bank | Two PRA-regulated challenger banks compared on business loans, asset finance and commercial mortgages. |
| Capify vs iwoca | Fintech flexible cashflow facility vs short-term fixed-payback business loan. |
| iwoca vs Liberis | Revenue-based finance vs fintech short-term cashflow facility. |
| Aldermore vs OakNorth | UK challenger banks compared on commercial finance appetite. |
| 365 Business Finance vs Liberis | Card-based MCA providers compared on sector reach and ticket band. |
| Aldermore vs Time Finance | Two UK specialist asset and term lenders compared on ticket and sector appetite. |
| Liberis vs YouLend | Two embedded revenue-based finance providers compared on ticket band, cost structure and partner platforms. |
| Capify vs Liberis | Short-term business loan vs revenue-based finance, compared on speed, ticket and underwriting flexibility. |
| Capify vs YouLend | Embedded revenue-based finance vs short-term business loan: which fits which trade profile. |
| Bizcap vs Capify | Two fast lenders for cases mainstream lenders turn down, compared on ticket, speed and eligibility. |
| Bizcap vs Liberis | Where to go when traditional lenders decline: high-risk MCA vs card-based MCA. |
| Bizcap vs JPM Capital | High-risk-appetite UK MCA providers compared on factor rate and approval reach. |
Product comparisons
Not sure which type of finance fits before you compare lenders? These head-to-heads weigh one product against another on cost, speed, security and fit.
- MCA vs invoice finance Card-takings advance versus advancing against unpaid B2B invoices.
- Unsecured loan vs invoice finance A fixed lump sum versus a revolving facility that grows with your sales ledger.
- Asset finance vs business term loan Secured on the equipment, or unsecured cash for any purpose.
- Bridging loan vs commercial mortgage Fast short-term property finance versus long-term ownership.
- Revenue-based finance vs MCA Online sales advance versus card-machine takings advance.
- Revenue-based finance vs business term loan Flexible share of sales versus fixed monthly instalments.
- Bridging loan vs business term loan Property-secured speed versus longer unsecured borrowing.
Send an enquiry
Tell us ticket size, trading history and sector. We pass your enquiry to a business finance broker, who will contact you about your options, including where mainstream lenders have already declined. FundBiz does not run a credit check.
Check your options →Last updated: . Editorial by Oliver Mackman, Best Business Loans Ltd (16833937).