Kuflink
Kent-based bridging lender that funds part of its book through a retail P2P platform. Combines specialist bridging underwriting with a more accessible application route for smaller residential and refurb cases. FCA-regulated; strong consumer-facing footprint.
Quick routing verdict
- Product: Bridging finance and P2P property lending.
- Ticket band: £75k to £3m.
- Decision time: 3 to 10 business days.
- Pricing: From 0.55% per month.
At a glance
At a glance
- Legal entity
- Kuflink Ltd
- Companies House
- 08460508
- Founded
- 2013
- Product
- Bridging finance and P2P property lending
- Ticket range
- £75k to £3m
- Decision time
- 3 to 10 business days
- Ltd-only
- Lender accepts other structures, FundBiz routing is Ltd-only
- Last reviewed
- 2026-05-08
Why we route here
- FCA-regulated for the consumer-facing P2P side.
- Strong Trustpilot footprint, unusual for category.
- Lower ticket floor than most bridging desks.
- Online application with broker support.
When we route elsewhere
- P2P funding model ties some deals to retail investor appetite.
- Per-month rate; total cost depends on term length.
- £3m ticket cap rules out larger schemes.
Best fit applicants
- £100k to £1m residential bridging
- Refurb and BTL purchases
- Borrowers wanting an online journey
Where Kuflink is the wrong fit
- £3m+ tickets
- Ground-up development
- Heavy commercial
If declined by Kuflink
If your application to Kuflink is declined, the FundBiz post-decline matcher routes by decline reason. Common alternatives in our panel are listed in the "When we route elsewhere" section above. See also our guide to why lenders decline, matched by reason.
Other panel lenders
- 365 Business Finance, Merchant cash advance
- Aldermore, Asset finance, invoice finance, commercial mortgages
- Allica Bank, SME term loan + commercial mortgage
- Bizcap, Specialist post-decline / fast cash
How we rate Kuflink
This review is FundBiz's own editorial assessment, scored against a published framework. See our methodology for how we rate each lender.
FAQ
What can I borrow through Kuflink?
Kuflink offers bridging finance and p2p property lending. Ticket range: £75k to £3m. Typical rate: From 0.55% per month.
How long does Kuflink take to decide?
3 to 10 business days
Who is Kuflink the best fit for?
£100k to £1m residential bridging Refurb and BTL purchases Borrowers wanting an online journey
When would FundBiz route you away from Kuflink?
£3m+ tickets Ground-up development Heavy commercial
Run the matcher
Tell us your turnover, sector and ticket size. We score against Kuflink and the wider FundBiz panel, then surface the lenders most likely to approve. Limited companies, LLPs and partnerships of 4+ only.
Open matcher →Official site: Kuflink
Last reviewed: 2026-05-08. By Adam Parker. Reviewed by Oliver Mackman.