Qatar Islamic Bank UK
By Adam Parker · FCA regulated · PRA bank
QIB UK is the UK arm of Qatar Islamic Bank, focused on high-net-worth Sharia-compliant private banking and larger commercial property and structured-finance deals. Not for SMEs sub-£1m. Strong Sharia governance reported via the parent bank's Sharia board.
Founder & Managing Director, Muswell Rose, FundBiz
Adam is the founder and managing director of Muswell Rose and a founder of Best Business Loans Ltd, the company behind FundBiz. His background runs through commercial finance, mortgages and fintech, including as managing director of an invoice finance business. He oversees FundBiz's guides and lender reviews.
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Sharia structures offered
- · Murabaha
- · Ijara
- · Sukuk-backed structures
Pros
- ✓ PRA-regulated UK bank.
- ✓ Backed by Qatar Islamic Bank parent.
- ✓ Strong on large structured deals £1m+.
- ✓ States robust Sharia governance via the parent bank.
Cons
- ✗ Sub-£1m tickets not engaged.
- ✗ Slow underwriting cycle.
- ✗ Private-banking style relationships.
Best for
- · HNW Sharia-compliant property and structured deals
- · £1m+ commercial finance
- · International parent-backed structures
Weak at
- · SMB working-capital needs
- · Speed-prioritised cases
Sharia governance
QIB UK reports that Sharia compliance is overseen via the Qatar Islamic Bank parent's Sharia Supervisory Board. Confirm the current arrangement with the bank directly.
How to apply
Apply directly via www.qib-uk.com. Qatar Islamic Bank UK works on a relationship basis for commercial finance; expect a qualified call before a written term sheet.
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