Gatehouse Bank
By Adam Parker · FCA regulated · PRA bank
Gatehouse is a UK PRA-regulated Sharia-compliant bank with a strong commercial property focus. More restricted product range than Al Rayan but pricing on commercial-mortgage-equivalent products is often more competitive on owner-occupier and BTL deals £500k+. Sharia Supervisory Board oversight.
Founder & Managing Director, Muswell Rose, FundBiz
Adam is the founder and managing director of Muswell Rose and a founder of Best Business Loans Ltd, the company behind FundBiz. His background runs through commercial finance, mortgages and fintech, including as managing director of an invoice finance business. He oversees FundBiz's guides and lender reviews.
Last updated:
Sharia structures offered
- · Diminishing Musharaka
- · Ijara
- · Murabaha
Pros
- ✓ PRA-regulated bank.
- ✓ Competitive on owner-occupier commercial property £500k+.
- ✓ States its Sharia Supervisory Board reviews structures and issues an annual fatwa.
- ✓ Strong BTL portfolio offering.
Cons
- ✗ Narrower product range than Al Rayan.
- ✗ Sub-£500k tickets generally not engaged.
- ✗ Slower than fintech alternatives.
Best for
- · BTL portfolios
- · Owner-occupier commercial property £500k+
- · Established Ltd companies
Weak at
- · Sub-£500k working-capital needs
- · Asset finance for plant and machinery
Sharia governance
Gatehouse reports a Sharia Supervisory Board of UK and international scholars and publishes an annual fatwa. Confirm the current board and published fatwa with the bank directly.
How to apply
Apply directly via www.gatehousebank.com. Gatehouse Bank works on a relationship basis for commercial finance; expect a qualified call before a written term sheet.
Not sure this is the right fit?
Tell us what you need in 2 minutes. FundBiz is not a lender and does not run a credit check. We pass your enquiry to a business finance broker, who will contact you about your options. For limited companies, LLPs and partnerships with four or more partners.
Send an enquiry →FundBiz is owned and operated by Best Business Loans Ltd, directed by Oliver Mackman. Editorial only. We are not an FCA-authorised adviser, and Gatehouse Bank didn't pay for or pre-approve this review. See our methodology.