FundBiz data
The datasets behind FundBiz: the verified UK Business Finance Lender Index (ticket range, typical rate, decision time and FCA status per lender), the SME funding approval-rate and alternative-cost dataset, and a read-only API. Every figure is tied to its source and dated. All datasets are free to cite and reuse with attribution and a link.
Founder & Managing Director, Muswell Rose, FundBiz
Adam is the founder and managing director of Muswell Rose and a founder of Best Business Loans Ltd, the company behind FundBiz. His background runs through commercial finance, mortgages and fintech, including as managing director of an invoice finance business. He oversees FundBiz's guides and lender reviews.
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- UK Business Finance Lender Index Verified ticket range, typical rate, decision time, soft-search and FCA status for the specialty lenders we list.
- UK Business Lender Criteria Matrix Published minimum trading time, turnover, credit and CCJ stance and sector exclusions for the lenders that publish them, each checked on the lender's own site, with a filter for your own figures.
- UK SME Funding: Approval Rates and Alternative Costs How hard it is to get an SME loan and what the alternatives cost: bank approval rates and MCA factor-rate ranges, sourced and dated.
- Decision Time and Ticket Size by Product Type The Lender Index rolled up by product: median decision time and ticket size for MCA, unsecured loans, asset finance, invoice finance and bridging, with the full spread shown alongside.
- UK Specialty Finance Scheme Timeline A dated chronology from the 2016 Bank Referral Scheme through CBILS, Bounce Back Loans and the Recovery Loan Scheme to the 2024 Growth Guarantee Scheme.
- Personal Guarantee Requirements by Lender Which listed lenders explicitly require, or explicitly don't require, a personal guarantee, drawn from the Lender Index.
- UK Business Filing Thresholds and Deadlines VAT, Corporation Tax, Companies House and P11D thresholds and deadlines for limited companies, LLPs and partnerships, sourced to gov.uk.
- Data API and MCP endpoint Read-only public API for the verified lender terms: REST endpoints, OpenAPI 3 and an MCP server for AI agents.
How to cite these datasets
Cite the dataset name, FundBiz, and the page URL, with the date you accessed it. Each dataset page carries its own methodology, source list and last-updated date. For headline market figures see the statistics page, and to model a facility against the numbers use the business loan calculator.