Revolut Business business loan
Revolut Business is primarily a business account product. Lending offered selectively to existing customers.
Quick verdict
- Owner: Revolut Ltd (UK e-money licence; full UK banking licence pending / partial as of April 2026).
- Ticket band: Limited; offered selectively..
- If declined, the strongest alternatives are: iwoca, Funding Circle, Allica Bank.
At a glance
- Owner entity
- Revolut Ltd (UK e-money licence; full UK banking licence pending / partial as of April 2026)
- Ticket range
- Limited; offered selectively.
- Typical criteria
- Revolut Business account with sustained trading flow.
- Decision pattern
- In-app pre-approval where it applies. Open-market application not the primary route.
- Last reviewed
- 2026-06-12
Common decline reasons
- Revolut prioritises existing-customer lending; outsiders typically routed to alternatives.
If you have been declined
Use Revolut for international payments and account; route SMB borrowing via fintech alternatives.
Alternatives we route to
- iwoca
- Funding Circle
- Allica Bank
- YouLend (marketplace sellers)
What to have ready before you apply
UK banks underwriting an SMB facility at the Limited; offered selectively. band typically ask for the following before issuing a decision:
- Two years of filed accounts plus current management accounts.
- Six to twelve months of business bank statements.
- Director identification and proof of address.
- A clear written summary of how the funds will be used and how they will be repaid.
- Personal guarantee paperwork for limited-company directors (standard at this ticket band).
This is a generic UK SMB-bank application checklist. Revolut Business business loan may ask for additional documents specific to the facility type or sector.
FAQ
What does Revolut Business business loan offer?
Revolut Business is primarily a business account product. Lending offered selectively to existing customers.
Who qualifies for Revolut Business business loan?
Revolut Business account with sustained trading flow.
How big a ticket does Revolut Business business loan cover?
Ticket range: Limited; offered selectively.. Decision pattern: In-app pre-approval where it applies. Open-market application not the primary route..
Why does Revolut Business business loan decline applications?
Revolut prioritises existing-customer lending; outsiders typically routed to alternatives.
What should I do if Revolut Business business loan declines my application?
Use Revolut for international payments and account; route SMB borrowing via fintech alternatives.
What are the best alternatives to Revolut Business business loan?
Alternatives we route to: iwoca; Funding Circle; Allica Bank; YouLend (marketplace sellers).
Related banks
Looking for something different?
- For independent editorial reviews of the lenders we route to, see BestBusinessLoans.
- For invoice finance, see MarketInvoice.
- For card terminals and merchant accounts, see TakeCardPayments.
Run the matcher
Tell us what Revolut Business business loan declined or what you need, and we will match against the FundBiz panel. Limited companies, LLPs and partnerships of 4+ only.
Open matcher →Last reviewed: 2026-06-12.